What is ZERO LEGACY about?

ZERO LEGACY is a business playbook on what artificial intelligence changes in insurance operations, written for owners, executives and operators rather than technologists. It covers underwriting, claims and distribution, and gives a framework for sequencing adoption without breaking what already works.

Who should read ZERO LEGACY?

Insurance owners and executives, brokers and agency principals, and carrier or MGA leaders who have to make a decision about AI and carry the consequences of it.

Do I need a technical background to read ZERO LEGACY?

No. There is no code and no model architecture. It explains what changes in plain language.

Can I read part of ZERO LEGACY first?

Yes. A free sample is available with no email address required.

What is Zero Legacy Press?

Zero Legacy Press is an independent publishing house for the insurance industry, publishing books, a podcast and a video series about the shift to AI-native operations. It does not sell software.

About - Zero Legacy Press

Who we are

Zero Legacy Press is an independent publishing house focused on the insurance industry and the shift to AI-native ways of working.

We are new, and we are small on purpose. We would rather publish a few things that are genuinely useful than a shelf of books that repeat each other.

Our first release is ZERO LEGACY: The InsurTech Playbook for the Autonomous Era.

Why we exist

Most writing about artificial intelligence in insurance falls into one of two piles. One pile is written for technologists and skips the business reality. The other is written by vendors and ends in a sales pitch.

Neither helps the person who actually has to decide something. That person owns or runs a book of business. They carry real risk. They need to know what changes, what does not, and in what order to move.

That gap is the reason this press exists.

What we publish

Three formats, one purpose: give decision-makers something they can act on.

Books

Long-form playbooks written for the people who own and run insurance capital.

See the book →

Podcast

Conversations with the people doing this work inside real insurance businesses.

Coming soon →

Video

Short breakdowns of single ideas, for people who do not have time for a chapter.

Coming soon →

How we work

We call ourselves AI-native because we use these tools to research, draft, edit and produce our work. We think it would be strange to publish about artificial intelligence and not use it.

That does not mean nobody is accountable for what we publish. A person decides what goes in, checks what is claimed, and puts their name on it.

We show our reasoningIf we say something changes, we explain why, so you can disagree with the argument instead of taking our word for it.

We do not sell softwareWe have nothing to install and no platform to push. That keeps the writing honest.

We say what we do not knowThis field moves quickly. Where the answer is genuinely unsettled, we say so rather than guessing with confidence.

We write plainlyIf an idea needs jargon to sound impressive, it probably was not a strong idea.

About the author

Harpreet Singh is the architect behind the Zero Legacy framework and a strategic educator in North American insurance modernization.

His background is front-line risk — complex commercial property, general liability and specialty lines — before moving into full-time enterprise education. His work sits where frontline operations meet InsurTech architecture. More about his writing and teaching at harpreetsocial.com.

A publishing house for people who run insurance