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HomeZERO LEGACY and the Zero Legacy Press imprint. AboutWho we are and who writes for us. ContactPress, partnerships and speaking enquiries. Reserve a CopyReserve a copy of the first print run. Free and non-binding.

ZERO LEGACYThe InsurTech Playbook for the Autonomous Era. Read a free sample. Read a free sampleThe full Preface and the complete contents. No email required. Do you have to replace your core system to use AI?Three tests that show, process by process, whether the core is in your way. Where should an insurer start with AI?Start with work that has a clear input, a clear output and a cost you can name.

The PodcastConversations on AI-native insurance. AI Video SeriesShort-form breakdowns of the book.

DispatchesReporting from the rooms where insurance is changing. ITC Vegas 2026: The future of insuranceJames M. Benham, Mark Bailie and Dale Steinke on trust and the promise. ITC Vegas 2026: The AI control towerUSAA and Tokio Marine on why the operating model is the moat. ITC Vegas 2026: Why some insurers get value from AIFederato and Gallagher Re on decision AI, shadow AI and AI liability. ITC Vegas 2026: The AI-first agencybolt’s Dave Rose on a 30-60-90 day AI plan for agencies. ITC Vegas 2026: AI agents for agenciesXILO’s Jon Corrin on putting AI agents to work. ITC Vegas 2026: Can actuaries trust AI?Akur8’s Thomas Holmes and Ludovico Capparelli on trust and audit trails. ITC Vegas 2026: The modern chief underwriting officerSteadily, Moen, SimplAI and One Inc on what CUOs must own now. ITC Vegas 2026: AI automation starts in the inboxBind AI’s Toby Hung on email, not the AMS. ITC Vegas 2026: What policyholders want from insurance paymentsOne Inc, Commonwealth Insurance and Celent on paying bills and claims. ITC Vegas 2026: Why only 3% of insurers see full AI valueCelent, Security Benefit and CSAA on agentic AI at scale. ITC Vegas 2026: How PCS replaced its legacy core in 11 monthsPrivate Client Select, INSTANDA and Deloitte on an MGA carve-out.ITC Vegas 2026: How to build a claims AI agent you can trust (Anthropic)Tom Deaney’s Claims Agent Masterclass: a deterministic core, trust earned step by step.ITC Vegas 2026: Life insurance modernization (IBM, Prosperity Life, Bestow)Governing AI without slowing it, and one data layer over several policy admin systems.ITC Vegas 2026: Agentic AI in claims (Ascot Group and Bevaya)Starting AI with first notice of loss in specialty claims, and never automating a broken process.ITC Vegas 2026: Commercial insurance distribution (Applied Systems, Travelers, Liberty Mutual)Carriers plugged straight into the agency management system, and why risk moves to the easiest carrier.ITC Vegas 2026: AI insurance fraud (Shift Technology, Liberty Mutual)The spike in AI-assisted fraud, proactive detection, and why insurance is a trust business.ITC Vegas 2026: MGA capacity and capital (Munich Re Specialty, Aquiline, Scale Venture Partners, Barkr)What capacity providers and investors now want from an MGA in the AI era.ITC Vegas 2026: Distribution 2.0 and the future of the broker (Equal Ventures, CoverForce, INTX, ThreeFlow)Will AI cut out the insurance broker? Plus news that Noyo is joining ThreeFlow.ITC Vegas 2026: Founders Forum (MISSION Underwriters, Corgi, Ascendex Underwriters, American Life, Equal Ventures)What it takes to start an insurance company now.ITC Vegas 2026: The agentic insurer (AWS, OpenAI, Tokio Marine Group)Scaling AI agents, governance and delegated authority.ITC Vegas 2026: Core systems for smaller carriers (Insuresoft)Booth interview with Rob Copenhaver on one platform for every P&C line.ITC Vegas 2026: Claims AI and governance (CLARA Analytics)Mubbin Rabbani on AI agents that flag risky claims early, and governance before go-live.ITC Vegas 2026: Connected car data, claims and consent (MOTER Technologies)Booth interview with Devin McLaughlin on rebuilding a claim from vehicle data with the driver’s consent.ITC Vegas 2026: Voice analytics and “trust faster” (Clearspeed)Booth interview with Aaron McIntosh on clearing honest customers faster in claims and underwriting. Coalition Canada Broker Summit 2026: Cyber insurance lessonsWhat brokers heard in Toronto about active cyber insurance, fraud and claims. AM Best Canada Insurance Market Briefing 2026Outlooks, 2025 results, catastrophes and the MGA market, from Toronto. Insurance Leadership Summit 2026: Why AI is splitting insurersFederato, Anthropic, Goldman Sachs and Tokio Marine in New York. Insurtech Insights USA 2026, Day 1: Getting AI to productionAllianz, Anthropic, AXA XL, New York Life, Tokio Marine HCC and Kin. Insurtech Insights USA 2026, Day 2: ACORD, legacy and AI ROIBranch, Ryan Specialty, Tokio Marine, AmTrust and Upstage. Mastercard insurance forum, New York 2026: What it takes to scalePayments, AI agents and claims with One Inc, Motive Partners and Aquiline. Mastercard Insurance Innovation Forum 2026, LondonPayments, agentic commerce and faster claims payouts.

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